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単語リスト
I’m considering pulling out of buying at the last minute. Advice needed.
回答者１
回答者２

単語リスト

キーワード	発音記号 (IPA)	意味
pulling out of buying	/ˈpʊlɪŋ aʊt əv ˈbaɪɪŋ/	購入をやめる、購入から手を引く
a leasehold flat	/ə ˈliːshoʊld flæt/	借地権付きのフラット（マンション）
months of back and forth with	/mʌnθs əv bæk ənd fɔːrθ wɪð/	～との数ヶ月にわたるやり取り
solicitor	/səˈlɪsɪtər/	事務弁護士（主に英国）
service charge	/ˈsɜːrvɪs tʃɑːrdʒ/	管理費、サービス料
over double what I was told	/ˈoʊvər ˈdʌbəl wɒt aɪ wɒz toʊld/	言われていた額の2倍以上
put my offer in	/pʊt maɪ ˈɔːfər ɪn/	オファーを出す、申し込む
amend my mortgage	/əˈmend maɪ ˈmɔːrɡɪdʒ/	住宅ローンを変更する
to begin with	/tuː bɪˈɡɪn wɪð/	最初は、まず
added fees	/ˈædɪd fiːz/	追加料金
backtrack	/ˈbæktræk/	撤回する、前の段階に戻る
a justifiable reason	/ə ˈdʒʌstɪfaɪəbəl ˈriːzən/	正当な理由
write off that money	/raɪt ɔːf ðæt ˈmʌni/	そのお金を損失として処理する、諦める
As a FTB (First Time Buyer)	/æz ə ˌfɜːrst taɪm ˈbaɪər/	初めての住宅購入者として
an empty property with no chain	/ən ˈempti ˈprɒpərti wɪð noʊ tʃeɪn/	連鎖（前の売買）のない空き物件
be a walk in the park	/bi ə wɔːk ɪn ðə pɑːrk/	楽勝である、簡単なことである
close to the bone	/kloʊs tuː ðə boʊn/	ギリギリのところで、非常に厳しい状況で
be in for a rough ride	/bi ɪn fər ə rʌf raɪd/	苦労するだろう、厳しい経験をするだろう
the nature of the beast	/ðə ˈneɪtʃər əv ðə biːst/	そういうもの、仕方ないことだ
bail	/beɪl/	（計画などから）手を引く、逃げる
put on the table a deal you would accept	/pʊt ɒn ðə ˈteɪbəl ə diːl juː wʊd əkˈsept/	あなたが受け入れるであろう取引を提示する

I’m considering pulling out of buying at the last minute. Advice needed.

I had an offer accepted on a leasehold flat in January. After months of back and forth with the seller’s solicitor failing to answer enquiries, we finally had the last one answered this week and my solicitor has sent the report, supporting documents, and contracts for me to sign.

I have a few problems though. The first problem is that the service charge is over double what I was told by the estate agent when I put my offer in. This means that I would now need to amend my mortgage to be able to afford it, and frankly it’s so high I’m not sure I even want to pay it to begin with.

There are also a bunch of added fees totalling almost £600 to change the lease to my name. I wasn’t informed of this, and so I haven’t put money aside for it.

The seller has also backtracked and said they are now refusing to cover some fees they had original agreed to pay, which is another £200.

Is all of this a justifiable reason to pull out so late in the process? I’m aware I’ll still have to pay my solicitors, but at this point I’m thinking it’s better to just write off that money as it’s spent either way.

The whole process has been an absolute nightmare and I don’t know if I’m just overreacting because of how difficult it’s been. As a FTB I thought buying an empty property with no chain would be a walk in the park!

回答者１

To be honest, if it’s this close to the bone I would pull out. Unexpected costs only get worse, and if you feel like this before you’ve gone through with, you’ll be in for a rough ride when you actually move in. This is a big moment in your life. Make sure you know it’s the right thing for you.

回答者２

Unfortunately leasehold charges are the nature of the beast when living in a flat.

Everyone will shout how they “would never buy a leasehold” but many have little choice.

Before running away I would seriously consider your options and if you really are prepared to bail then simply put on the table a deal you would accept – or walk.

Good luck

出典元

https://www.reddit.com/r/HousingUK/comments/1k606ai/im_considering_pulling_out_of_buying_at_the_last/