ネイティブの英文で英語表現を覚えよう! 031 税金の計算について¥

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単語リスト

キーワード 発音記号 意味
was lost to tax /wɒz lɒst tuː tæks/ 税金で失われた
Tax Code: 1257L /tæks koʊd: wʌn tuː faɪvən ˈɛl/ 税コード:1257L(英国の一般的な個人所得税の税コード)
PAYE /ˌpiː eɪ waɪ ˈiː/ Pay As You Earn(英国の源泉徴収制度)
DEDUCTIONS /dɪˈdʌkʃənz/ 控除
NEST Pension /nest ˈpenʃən/ NEST年金(英国の国民年金制度の一つ)
the financial year /ðə faɪˈnænʃəl jɪər/ 会計年度
HMRC /ˌeɪtʃ em ɑːr ˈsiː/ Her Majesty’s Revenue and Customs(英国の歳入関税庁)
go back down /ɡoʊ bæk daʊn/ 下がる、減少する
worthwhile /ˌwɜːrθˈwaɪl/ 価値のある、やりがいのある
a SIPP /ə sɪp/ a Self-Invested Personal Pension(英国の私的年金制度)
doing it post tax /ˈduːɪŋ ɪt poʊst tæks/ 税引き後に行う

Around £1700 of my £3187.69 bonus went to taxes and deductions – is that right?

My take home pay is usually £2000 (2,625.00 salary), this month I got a bonus of £3187.69 and my take home pay was 3534, meaning ~1700 of the bonus was lost to tax and student loans etc. Does this break down make sense?

Tax Code: 1257L

Salary: £2,625.00

Bonus: £3,187.69

Total: £5,812.69

TAXES:

PAYE: £1,277.26

National Insurance: £283.75

Total: £1,561.01

DEDUCTIONS:

NEST Pension: £146.76

Student Loan: £327.00

Postgraduate Loan: £243.00

Total: £716.76

NET PAY: £3,534.92

回答者1

It’s the first month of the financial year. HMRC have to assume that will be your monthly income every month. So you were taxed accordingly. As your pay will go back down they will correct the tax. So what you would ordinarily get after tax may be a bit higher.Just to add to this, while it will even itself out, it could be worthwhile logging on to your online personal tax account and updating your estimated income for the year.

回答者2


If you invest some of what you have received into a SIPP, you’ll get the tax back on it, sacrificing is convenient but doing it post tax can work too.

Also without doing any maths at all because I’m in bed with the flu, PAYE is weird and if you get a bonus, it thinks this is your new monthly rate (you absolute rockstar) so it may take more tax assuming you’re earning more, so when next months pay comes in it will reduce how much tax it takes out.

I’ve had this with a £20k bonus in April, and for the rest of the year I was paying less than 8% tax, pretty sure I had a £0 tax month too.

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いぎリス
いぎリス
イギリス人で英語と日本語のバイリンガルです!言語が大好きなので、毎日日本語を勉強しています。日本人があまり知らないネイティブ表現を紹介できれば嬉しいです。