ネイティブの英文で英語表現を覚えよう! 042 First year after FIRE, a life update and some reflection.

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単語リスト

キーワード 発音記号 意味
I was fortunate to have great parents /aɪ wɒz ˈfɔːrtʃənət tuː hæv ɡreɪt ˈpeərənts/ 素晴らしい両親に恵まれて幸運だった
skills and competencies /skɪlz ænd ˈkɒmpɪtənsiz/ スキルと能力
Roth IRA /rɒθ aɪ-ɑːr-eɪ/ ロスIRA(税制優遇のある個人退職口座の一種)
HSA /eɪtʃ-es-eɪ/ HSA(医療貯蓄口座)
Temptations from my old life /ˌtemˈteɪʃənz frɒm maɪ əʊld laɪf/ 過去の生活からの誘惑
in the context of the current economic uncertainty /ɪn ðə ˈkɒntekst ɒv ðə ˈkʌrənt ˌiːkəˈnɒmɪk ʌnˈsɜːrtənti/ 現在の経済的不確実性の状況において
got a good reminder of /ɡɒt ə ɡʊd rɪˈmaɪndər ɒv/ 〜の良い再認識を得た
the prospective employer /ðə prəˈspektɪv ɪmˈplɔɪər/ 見込みのある雇用主
an exhilarating experience /ən ɪɡˈzɪləreɪtɪŋ ɪkˈspɪəriəns/ 爽快な経験
be present with loved ones /biː ˈprezənt wɪð lʌvd wʌnz/ 愛する人たちと今この時を大切にする
set aside some funds for his attendance /set əˈsaɪd sʌm fʌndz fɔːr hɪz əˈtendəns/ 彼の出席のためにお金をいくらか取っておく
tap into /tæp ˈɪntuː/ 〜を利用する、〜に働きかける
with any luck /wɪð ˈeni lʌk/ 運が良ければ

First year after FIRE, a life update and some reflection.

I’ve now been officially 1 year and several months. Its been quite a trip…

In November of 2023, after working just over 25 years I retired. I was 46 years young. I grew up in a blue collar lower income family in a LCOL community. I was fortunate to have great parents who were incredible role models. I’m not sure where it came from but I was always curious and wanted to learn as much as I could about how the world works. This drove me to become a life long learner and so I was able to learn many self taught skills and competencies.

|| || |Here are my numbers || |Family size|4| |401K|$550K| |Roth IRA|$261K| |RSUs|$1.5M| |HSA|$73K| |Real Estate|$3.4M| |Stocks (Mainly VTSAX, VTI)|$1.27M| |Last Year’s Annual Spending|$70K| |Debt|$0| |Withdrawal Rate |1%| |Current Net worth|$7.12M|

Temptations from my old life:
Recently I was offered an executive role at a top global corporation. I will admit in the context of the current economic uncertainty I almost took it. As I was going through the various interview processes, I got a good reminder of the situations, people, and pressures I would have to face. I recalled all the stress and life energy I would have to expand and also having to do things I was not particularly interested in. There was much pressure applied from the prospective employer on just what a great opportunity this would be. After thinking about it seriously, I decided there is almost no amount of money I would take in order to give up my freedom. So I politely declined the employment offer. It was an exhilarating experience and great joy, to be free.

I have spent a lot of time catching up on relationships that I had allowed to grow distant. Its been amazing being able to truly connect and be present with loved ones. Not all the attempts to reconnect have been successful but I’m still grateful for those I got right. This is still major work in progress.

Healthcare: We are using the public market exchange to purchase a bronze healthcare plan which costs a few hundred dollars a month. We have been life long non smokers and are in relatively good health.

Kids: Last year my 19 year old started his first year in college with a full academic scholarship so our college expenses are almost $0. Although I had set aside some funds for his attendance, I did not need to tap into those. The plan is now help him with his first RE purchase once he gets to that stage. My younger son is in a class A, public school and he continues to do well.

Stock Market Volatility:
I will admit I still watch the market like a hawk, but I do not trade on market news, no matter how good or scary… When the stock market went down 10%+ recently; There were some days when the portfolio went down by more than $500K. I found out, in real life, having a more than sufficient buffer was a great thing. I lost almost no sleep. So the years of one more year syndrome seemed to have been worth it after all. Especially just from a context of peace of mind.

I did some international and local travel and enjoyed it but sometimes I think the very best place you can be is in your own town, around your own home and having access to your very own bed every day. I have also done a lot of thinking, planning, gardening, trail walking, learning new technical skills, reading, watching movies and cooking. My favorite thing now is meditation and mentoring.

Will I work for a corporation again? Well, with any luck, hopefully never again but never is a long time…

I can truly say, truly the very best things in life, are mostly, free. 🙂

I hope this post is helpful to someone.

出典元

https://www.reddit.com/r/Fire/comments/1kkd4zb/first_year_after_fire_a_life_update_and_some/

この記事を書いた人

いぎリス
いぎリス
イギリス人で英語と日本語のバイリンガルです!言語が大好きなので、毎日日本語を勉強しています。日本人があまり知らないネイティブ表現を紹介できれば嬉しいです。